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10/11, 10/13 토픽

이번주 토픽은 세개입니다.
1.No Point Making Money If You Don’t Spend Your Money
2. Over 200,000 sign petition calling for heavier punishment of ‘revenge porn’
3. Value Of Unpaid Housework Estimated At \361 Trillion

T1 Questions
1. What is your opinion about the article?
2. Which one do you prefer, saving more money for the future or enjoying your present life?
3. Koreans used to be known as savers. What has happened to that custom?
4. Life expectancy has increased rapidly. In that point, how would you prepare for your future?
5. Here are 10 tricks to strike a livable balance between saving and spending. Which one is helpful to you?
1) Start a Budget
Know what you need to get by every month. You might have to track your spending for a month to really figure out what all these costs are. Your list should include the all the biggies: rent or mortgage, car payments, insurances (car, renters, life), utilities (lights, gas, etc.) and household bills like grocery shopping, cleaning supplies, etc.
2) Set Goals
Start determining your wants, or goals. Is a vacation every year a goal? You always start every month with a full paycheck. Once your needs are met, you have to determine the wants or goals and how to achieve them to strike a livable balance. Happy hour every week? Dinner with the girls once a month? Designate how much you are able to spend on those wants and incorporate them into your budget.
3) Have Fun – Within Your Budget
Make your fun part of your expenses. If going out for dinner once a week will keep you sane and happy, consider it an expense. Just budget it so that you know how much you can spend while you're doing it. Create an amount that you can spend at every outing and stick to it.
4) Shop Your Closet (or Your Friends’)
There is nothing like wearing something pretty and new. Before you splurge on a new outfit, shop your own closet and see if there is something you forgot about, or something you can revamp to create a new look. If not, shop a friend’s closet and let her do the same in yours.
5) Don’t Shop Without a Plan
Grocery and home shopping is inevitable. Have a plan when you go. Know what your shopping budget is. Having a focus will prevent you from aimlessly wandering the aisles and talking yourself into getting that limited edition make-up brush or digital picture frame.
6) Do Something Free
Challenge yourself and your friends to find something free to do together once a month. You still get your social time and get to be together but also get to try something new that doesn't cost anything! Movies in the park are popular in nicer weather and there are other seasonal festivals that are often free (or pretty close).
7) Spring for Experiences, Not Stuff
This is especially worthwhile advice if you have kids. Sometimes it's a lesson that you - or they - don't want to learn but once you are in the middle of the experience, having fun and loving it, you will realize that it's true.
8) Revamp Your Routine
Look for ways you can save money in your daily routine. If you are a big bottled water drinker, invest in a water filter and you have instantly increases your cash flow. Ditto for your coffee addiction, beauty products, and hygiene products. Don’t be afraid to try a cheaper, generic product or clip a coupon in order to increase your savings fund.
9) Manage Debt Responsibly
And be proactive about it. If you’ve taken out a personal loan or have a mortgage or other interest-bearing debt, be active in managing it and trying to lower your rates or interest. You might find yourself with hundreds of extra dollars in your wallet.
10) Do It All – Even the Fun Stuff
The real key to saving money, paying off debt, having your needs and wants met and still have that emergency fund set up is to do it all NOW. Don’t just set a limit on entertainment or only commit to saving and doing none of the other work. It’s only successful if it all happens at once. That is how success and balance is achieved.

6. How do you normally enjoy your life?

T2
1. Do you think the government should give heavier punishments to revenge porn offenders?
2. Some people say that the person who took the video should take responsibility for the action and she or he should have been careful. Do you agree?
3. One woman said, “I have been with my boyfriend for nearly seven years. I love and trust him, but we have one squabble in the bedroom: he wants to film us having sex. He promises he'll give the only copy to me. But I feel pretty uncomfortable about it. He says it will be incredibly erotic and that I should loosen up.”
Why do you think couples take sex videos? How would you answer to the woman if you were a counselor?
4. Do you agree with the opinion below?
“I refuse all light jail terms or fines. They must be put behind bars even if they filmed revenge porn and deleted it.” 

T3
1. In your opinion, how much is housework worth?
2. Two conflicting stereotypes of housework exist in popular thinking today. According to one, the housewife is an oppressed worker: she slaves away in work that is degrading, unpleasant and essentially self-negating. According to the other, housework provides the opportunity for endless creative and leisure pursuits. In this view, housework is not work but homemaking, and the home is a treasure house of creative domestic joys. Which image is stronger when you think of housewives?
3. Do you want to have a working wife/husband or a housewife/househusband? Give us the reason.